Bad Credit Loan Myths That Could Cost You Money
A bad credit loan is specifically designed for individuals with pending bills, missed payments and loan defaults. It helps individuals qualify for a loan which they struggle to get with traditional loan companies. Bad credit loan providers focus on current affordability and income rather than basing their decision on past credit mistakes. It means if you have a consistent income, low …
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What Is a Co-Borrower Loan and How Does It Work?
A co-borrower loan is a loan that involves two or more people. Here, the loan company analyses the financial affordability of the persons involved in the loan. They are equally responsible for paying the dues and sharing asset ownership (in case of a secured loan). A co-borrower loan usually involves shared interest. For example, if …
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What Lenders Look for When Reviewing Quick Loan Applications
Ciara had €740 in her account. The repair bill was €920. Her mechanic — someone she had been going to for over a decade — needed it sorted before the weekend. It was Wednesday afternoon. She had never touched a quick loan before. Typed something into Google, landed on a lender, filled out a form …
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Renovation Mortgages in Ireland: A Complete Guide to Financing Your Home Improvements in 2026
Renovation mortgages are similar to standard mortgages but are aimed at buying and restoring derelict properties into livable houses. These mortgages are also called Local Authority Purchase and Renovation Loans. It is a government-backed mortgage that helps you renovate an uninhabitable home. In order to qualify for these mortgages, the property must be vacant for …
Home Improvement Loans in 2026: Direct Lenders vs Banks – What’s Better?
Home improvement loans are aimed at refurbishing houses. They can be secured and unsecured depending on the size of the loan and your creditworthiness. Unsecured home renovation loans are available for up to £10,000; however, there is no guarantee that all lenders will feel inclined to lend this much money without collateral, as your creditworthiness …
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No Credit Check Loans in 2026: Do They Really Exist with Direct Lenders?
No, truly, no credit check loans do not exist for real. You may not get a loan without passing basic checks from direct lenders in Ireland. According to the Credit Register guidelines, all legitimate companies must assess a borrower’s affordability before providing the loan. It is a soft credit check that does not affect the credit score. …
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Need Money Urgently but Unemployed? Here’s How Direct Lenders Approve Loans Faster
Getting a loan as an unemployed person may be challenging. You may not have a fixed income to reveal loan affordability. Moreover, long-term unemployment periods affect the employment history, and one may not get a loan. But what if you need urgent cash to attend to an important bill or payment? Here, you cannot depend on someone …
Direct Lenders vs Loan Scams: What Borrowers Should Check Before Applying
Many people get quite confused when they search for loans online. You can come across many sites that promise instant money even without asking for much information. The difficult part is recognising which offers are genuine and which are simply scams. When it’s an emergency, and you need money fast for your bills, that makes your task even more difficult. Usually, when …
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Comparing Bank Finance vs Online Platforms for Car Loans in Ireland
Finance has never been as important as it is now when you are shopping for your next car. The car loans in Ireland now range from €15,000 to €25,000. This is an indication of the increasing prices of new and used cars. The online borrowing has brought new possibilities to the people who desire to get better offers without going to …
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